WIRE
ROPE
Category:
Manufacturing
SIC CODE: 3496 Miscellaneous Fabricated Wire Products
NAICS CODE: 332618 Other Fabricated Wire Product Manufacturing
Suggested ISO General Liability Code: 59977
Suggested Workers Compensation Code: 3240
Wire rope manufacturers produce wire cables made of seven or more strands of steel or other metal for industrial use, including aerial tramways, guy wires for towers, hoist cables in cranes and elevators, or support cables for structures like suspension bridges. Wire rope can vary in characteristics, such as its bendability, flexibility, strength, and resistance to abrasion, corrosion, crushing, and fatigue. Wire is generally purchased from other manufacturers on large drums. It may be annealed, coated, electroplated, heat-treated, twisted, wrapped, or braided into rope or cable. Fittings and attachments, such as cinches and beads, may be added to adapt it to a particular use. The finished rope or cable is coiled onto large drums for shipping.
Consist of an office, shop, and warehouse or yard to store raw materials and finished goods. Ignition sources include electrical wiring, heating and cooling systems, overheating of production machinery, storing large amounts of fuel to run, lubricate, and maintain them, spills of molten metal, annealing, heat treating, and sparks from welding operations.
The risk increases dramatically without proper dust collection systems, ventilation, and adequate disposal procedures. Tanks and gasses should be stored away from flammables, and the welding should be conducted away from other operations. The cutting and shearing can produce dust and metal scraps. Welding requires basic controls such as chained storage of tanks in a cool area and the separation of welding operations in either a separate room or with flash/welding curtains away from flammables.
Poor housekeeping, such as failure to collect and dispose of trash regularly, could contribute significantly to a loss. Degreasers, solvents, chemicals to clean or coat, and other flammables must be adequately separated and stored in approved containers. Forklifts should be fueled and refueled in well-ventilated areas away from combustibles. Unless disposed of properly, greasy, oily rags (such as those used to clean machinery) can cause a fire without a separate ignition source. The stock itself is not usually susceptible to fire or water damage and is not a target item for theft.
Can be high due to the lack of backup facilities. A large loss can result in a lengthy downtime to restore operations.
Exposures include malfunctioning production equipment, dust collection and ventilation systems, electrical control panels, and other apparatus. These should be properly maintained. A lengthy breakdown of production machinery could result in a severe loss, both direct and under time element.
Includes accounts receivable if the manufacturer offers credit, computers (which may include computer-run production equipment), contractors’ equipment for forklifts and other heavy machinery, goods in transit, and valuable papers and records for product designs, customers', suppliers', and quality control information. Backup copies of all records should be made and stored off premises. Stock in transit is susceptible to damage from collision or overturn.
Comes from employee dishonesty and theft, particularly if there are exotic metals. Employees may act alone or in collusion with outsiders in stealing money, raw materials, or finished stock. Background checks should be conducted on all employees. There must be a separation of duties between persons handling deposits and disbursements and reconciling bank statements. The manufacturer should have security methods in place to prevent theft. Physical inventories should be conducted regularly to prevent employee theft of equipment. Annual outside audits should be conducted.
Are low due to limited access by visitors. If tours are given or outsiders are allowed on premises, visitors must be confined to designated areas. To prevent slips, trips, or falls, all areas accessible to the public must be free of obstacles, with floor coverings in good condition. The number of exits must be sufficient and well-marked, with backup lighting in case of power failure. There should be a disaster plan for unexpected emergencies.
Parking lots and sidewalks need to be in good repair with snow and ice removed, generally level and free of exposure to slips and falls. Storing spools of cable in the open could pose an attractive nuisance hazard. The yard should be fenced to prevent unauthorized access, with proper lighting and warnings. Fumes and noise from processing may affect neighboring properties.
Include allegations of assault, copyright or trademark infringement, defamation if misleading statements are made about competitors, false advertising, and wrongful ejection from the premises.
Is very high as the manufacturer is the final point of quality control before delivery to the customer. The ends of the wire rope must be secured to prevent fraying, which can lead to product failure. While the wire rope manufacturer only attaches fittings and terminals, it is often at the juncture that failure occurs. Bodily injury or property damage could be extensive if cables on cranes used to lift heavy machinery or those used to secure bridges, cable cars, elevators, mine hoists, or ships should fail. Severe losses could result from product failure in automotive, aerospace, industrial, or military applications. It may be impossible to defend against questionable claims unless there is an aggressive quality control program, including high standards for materials, testing, monitoring, and documentation of sources.
May be high due to possible contamination of ground, air, and water from the degreasers, solvents, chemicals used for cleaning or coating, and their storage and disposal. There may be outdoor or underground storage tanks on premises with the potential for spillage and contamination from the chemicals used in processing and lubricants and solvents used to service machinery. The raw chemicals may be toxic and are flammable. Processing may cause thermal or noise pollution. Spillage and leaking of pollutants can result in high cleanup costs and fines. Storage and disposal of wastes must adhere to all federal and state guidelines. If there are underground tanks, a UST policy will be required.
Is high if the manufacturer picks up or delivers drums of coiled wire rope to customers. Transportation of loads requires careful loading and tie-down. Should the load shift during transport, the resulting overturn, collision, or dumping may prevent public access to the road until cleanup is completed. Manufacturers generally have private passenger fleets used for sales. There should be written procedures regarding the private use of these vehicles by others. Drivers should have an appropriate license and an acceptable MVR. All vehicles must be well maintained with documentation kept in a central location.
Are very high due to the possibility of burns from hot metal, chemicals, or welding. Injuries from production machinery are common, whether during processing or while performing maintenance, as are cuts, puncture wounds, slips, trips, and falls, electrical shocks, foreign objects in the eye, back injuries from lifting, hearing loss from noise, and repetitive motion injuries.
Amputations can occur from working with machinery. Continual standing can result in musculoskeletal disorders of the back, legs, or feet. Drivers of forklifts and vehicles may be injured in accidents. Workstations should be ergonomically designed. Employees should be provided with safety training and protective equipment, and conveying devices should be available to assist with heavy lifting.
Areas that generate dust require respiratory protection devices, eye protection and eye wash stations. Guards should be on machinery with lockout/tagout procedures, especially the cutting and shearing devices, and workers should not be allowed to remove guards due to the possibility of cuts and amputations during processing.
Welding operations generate high heat, intense light, and carbon monoxide, manganese, nitrous oxide, and ozone exposure. Protective gear and clothing, such as face shields, gloves and aprons, are essential. Eye protection is particularly important due to the potential for injury from exposure to UV radiation and infrared light. Chemical burns and eye, skin, and lung irritants can present long-term occupational disease. Workers should be aware of the toxic nature of any chemical and should be made fully aware of the need to watch for early signs and symptoms of problems.
· Building
· Business Personal Property
· Business Income with Extra Expense
· Equipment Breakdown
· Accounts Receivable
· Computers
· Contractors Equipment
· Goods in Transit
· Valuable Papers and Records
· Employee Dishonesty
· General Liability
· Employee Benefits
· Environmental Impairment
· Umbrella
· Hired and Nonownership Auto
· Workers Compensation
· Earthquake
· Flood
· Active Shooter
· Cyberliability
· Employment-related Practices
· Underground Storage Tank
· Business Auto Liability and Physical Damage
· Stop Gap Liability
Edition 2024